• What is a Cash Advance?

    If you need money now and can’t wait until pay day, a cash advance is a great way to get the cash now that you would be expecting on a future paycheck. If you’re short on funds this month or have unexpected expenses, VIPCashAdvances.com can help you get the cash you need in as soon as one business day, if approved. Simply fill out our quick and easy form and you could have up to $1,000 deposited into your bank account as soon as tomorrow.

  • How can a Cash Advance help me?

    A Cash Advance can give you access to funds that you normally wouldn’t have coming to you until your next pay day. You can use a cash advance for many reasons, including:

    • A cash advance can help you pay your bills or financial obligations should you find yourself being short on cash for the month.
    • A cash advance can help you make ends meet when you are faced with emergency expenses, like auto repairs.
    • A cash advance can be used for unexpected expenses, like a purchase that cannot wait until you get paid or for travel.

  • How much money can I borrow?

    With www.your-payday-cash-advance.com, you can borrow $100 up to $1,000 from a participating lender. Since every situation is different, the only way to know exactly how much you can borrow is by filling out our simple form. The process only takes about 2 minutes and you can be on your way to receiving the funds you need. www.your-payday-cash-advance.com works with lenders who specialize in working with consumers like you so you can be confident in knowing we will do our best to help you.

  • What are the requirements to Qualify for a Cash Advance?

    www.your-payday-cash-advance.com can connect you with a lender who is willing to work with you to get the cash you need quickly and deposited directly into your bank account. While some lenders have individual requirements, the basic requirements are as follows:

    • Being at least 18 years of age and a U.S. citizen.
    • Have a steady job or other regular source of income
    • Have a bank account
    • Preferably have direct deposit

  • How do I access the cash from my loan?

    In most cases, the loan will be deposited into your bank account within 24 hours, not including weekends or holidays. Since the loan is wired directly into your bank account, you can withdraw the funds the same way you would normally withdraw money, whether it be through an ATM, in person, or online. There are no special checks that you have to deposit and no driving to the loan store to obtain your money.

  • Will bad credit or bankruptcy disqualify me?

    The lenders that we work with are understanding of people looking for a second chance at securing their financial future. We have many lenders that are able to work with people whose credit is less than ideal. While most people with bad credit would typically be turned down by traditional lenders, they can often still be approved for a cash advance. The only way to know for sure is by submitting our short form. You will get a loan decision within minutes.

  • How long does a cash advance take?

    Our online process at www.your-payday-cash-advance.com takes just a few short minutes. If approved by a lender the money can be deposited into your bank account in as little as one business day. Typically, the process from start to finish takes less than 24 hours.

  • Do I need a fax machine or printer?

    While you are not required to print out and send back any documents, it is important that you are able to print out a copy of your agreement for your records. This, however, will not disqualify you. Using the ID numbers provided, you will easily be able to access and print your documents at a later time.

  • How much does it cost?

    www.your-payday-cash-advance.com does not charge any fees for service and has no obligations. We are not the lender and do not make cash advances or credit decisions. We simply work to connect you with a lender who is able to meet your financial needs.
    The lender will provide you with information regarding interest and fees prior to entering into an agreement. You will not have entered into a binding agreement until after you have digitally signed the loan document. If our lenders choose not to extend a loan offer to you, there is no cost at all.

  • What happens if I am late on a payment or need to skip a payment?

    Typically, if you miss a payment or ask to reschedule a payment, you will be charged a late fee. The lender will provide the loan terms, including information about late/missed payments, in the loan document that you must read prior to receiving the loan.

  • How and when do I pay back the loan?

    The greatest thing about a Cash Advance is you don’t have to fumble with due dates and payment reminders. Since a cash advance is intended to be repaid with your next paycheck, the agreed upon amount will be deducted directly from your bank account on the agreed upon date.

  • What if I fail to make a payment?

    The lender may choose to charge you additional fees and interest if you fail to pay check your loan on the agreed upon dates. All participating lenders must abide by fair and reasonable collection practices for failure to repay the loan. Please note that failure to repay the loan may result in legal action against you to collect the loan amount as well as all other fees and interest.

  • How do I extend or refinance my existing loan?

    You must contact the lender directly if you wish to extend the life of the loan. Additional fees and interest may occur. Please review your loan document for specific guidelines regarding extending or refinancing your loan.

  • Can I apply by phone?

    Yes, you may contact our loan agents toll free at: 855-702-9269